Best-Rated Cards by Capital One

Highlights

• $0 annual fee and no foreign transaction fees
• Earn 1.25X miles on every purchase, every day
• Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
• Miles won’t expire for the life of the account and there’s no limit to how many you can earn
• Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
• Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
• Transfer your miles to your choice of 15+ travel loyalty programs

Further Details

• Fraud Coverage – $0 Fraud Liability for unauthorized charges
• Digital Merchant Offers – Enjoy exclusive offers with popular digital brands on everyday, time-saving products and services
• Earn 5X miles on Capital One Entertainment purchases through 12/31/25
• Capital One VentureOne cardholders can use their rewards to shop millions of items at Amazon.com
• Capital One VentureOne cardholders can also use their rewards to redeem for digital or physical gift cards from 100+ merchants including Walmart, Lowes, Whole Foods and many more
• In addition, Capital One VentureOne cardholders can pay with their rewards via PayPal Pay with Rewards. Cardholders can use their Capital One rewards when they check out with PayPal at millions of online retailers
• No Foreign Transaction Fees – You won’t pay a transaction fee when making a purchase outside of the United States
• Miles can be transferred at a rate of 1 VentureOne mile to 1 travel loyalty point to: Air Canada (Aeroplan), Air France KLM (Flying Blue), British Airways (Avios), Emirates Airlines (Emirates Skywards), Singapore Airlines (KrisFlyer), Turkish Airlines (Miles&Smiles), Aeromexico (Club Premier), Avianca (LifeMiles), Cathay Pacific (Asia Miles), Etihad (Etihad Guest), Finnair (Finnair Plus), Qantas (Qantas Frequent Flyer), TAP Air Portugal (TAP Miles&Go), Choice Hotels (Choice Privileges), Virgin (Virgin Red) and Wyndham Hotels & Resorts (Wyndham Rewards)
• Given this latest enhancement, Capital One miles will now transfer at a 1:1 ratio to almost all of our travel loyalty program partners
• Miles can be transferred at a rate of 2 VentureOne miles to 1.5 travel loyalty points: EVA Air (Infinity MileageLands)
• VentureOne miles can also be transferred at a rate of 2 to 1 loyalty points to: ALL – Accor Live Limitless; Customers will need to transfer a minimum of 1,000 VentureOne Miles at a time to travel loyalty programs and will need to transfer in 100-mile increments; Capital One miles typically post to the rewards account between 1-3 business days after pending transactions charge to your statement, which means VentureOne Miles cardholders don’t need to wait until their statement closes to transfer miles to airline or hotel partners
• VentureOne customers can redeem their miles for any recent, travel-related purchase (such as flights with any airline, hotels, rental cars, cruises, etc.)
• Your miles won’t expire for the life of the account and no blackout dates, so travel when and how you want
• With smart tools like price prediction, price matching and more, get Capital One Travel’s best prices on thousands of flights, hotels and rental cars
• Capital One Travel will tell you when to book your flight, then keep watching the price for up to 10 days. If it drops, you’ll get up to $50 in travel credit to cover the difference
• ○ Travel Assistance Services* – Available 24/7 to help connect you with local emergency and assistance resources when you’re away from home
• Emergency Card Services – If your credit card is lost or stolen, you can get an emergency card replacement and a cash advance, subject to available credit
• Concierge* – Enjoy 24/7 assistance booking travel, getting hard-to-get reservations at a favorite restaurant, finding that perfect gift, and more
• Extended Warranty* – Doubles the original manufacturer’s warranty, up to a maximum of twenty-four (24) months, for eligible items purchased with your card
• Auto Rental Insurance* – Use your card to rent an eligible vehicle and you may be covered for physical damage of the vehicle
• *Benefit available to accounts approved for the World Elite Mastercard product, subject to terms, conditions, and exclusions in the World Elite Mastercard Guide to Benefits. See Account Terms or Application Terms for more details

For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

Rates & Fees

Card Details Page

Highlights

• Earn unlimited 1.5% cash back on every purchase, every day
• $0 annual fee and no foreign transaction fees
• Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
• No rotating categories or sign-ups needed to earn cash rewards
• Cash back won’t expire for the life of the account and there’s no limit to how much you can earn
• $0 Fraud Liability for unauthorized charges

Further Details

• Fraud Coverage – $0 Fraud Liability for unauthorized charges
• Capital One Quicksilver cardholders can use their rewards to shop millions of items at Amazon.com
• Capital One Quicksilver cardholders can also use their rewards to redeem for digital or physical gift cards from 100+ merchants including Walmart, Lowes, Whole Foods and many more
• Capital One Quicksilver cardholders can use their rewards on eligible purchases at millions of online stores when they check out with PayPal
• Earn 5% cashback on Capital One Entertainment through 12/31/25
• Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
• No Foreign Transaction Fees – You won’t pay a transaction fee when making a purchase outside of the United States
• With smart tools like price prediction, price matching and more, get Capital One Travel’s best prices on thousands of flights, hotels and rental cars
• Capital One Travel will tell you when to book your flight, then keep watching the price for up to 10 days. If it drops, you’ll get up to $50 in travel credit to cover the difference
• ○ Complimentary Concierge Services – Enjoy assistance 24 hours a day, from home and when you travel
• Extended Warranty* – Automatically doubles the original manufacturer’s/store’s warranty on eligible purchases
• MasterRental® Coverage* – Use your card to rent an eligible vehicle and you may be covered for physical damage and theft of the vehicle
• Master RoadAssist® Service* – Take advantage of 24-hour toll-free dispatch to help with services like towing, fuel delivery and more (fees apply)
• Price Protection* – If you find a lower price on a new item within 120 days of purchase you may be reimbursed for the difference
• Mastercard ID Theft Protection™ – Available to help should you become the victim of Identity Theft
• *Terms, conditions and exclusions apply. Refer to your Guide to Benefits for more details

Rates & Fees

Card Details Page

Highlights

• Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
• Earn 8% cash back on Capital One Entertainment purchases
• Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
• No rotating categories or sign-ups needed to earn cash rewards
• Cash back won’t expire for the life of the account and there’s no limit to how much you can earn
• No foreign transaction fee
• No annual fee
• You’re covered by $0 Fraud Liability for unauthorized charges

Further Details

• Fraud Coverage – $0 Fraud Liability for unauthorized charges
• Capital One Savor cardholders can use their rewards to shop millions of items at Amazon.com
• Capital One Savor cardholders can also use their rewards to redeem for digital or physical gift cards from 100+ merchants including Walmart, Lowes, Whole Foods and many more
• Capital One Savor cardholders can pay with their rewards via PayPal Pay with Rewards. Cardholders can use their Capital One rewards when they check out with PayPal at millions of online retailers
• With smart tools like price prediction, price matching and more, get Capital One Travel’s best prices on thousands of flights, hotels and rental cars
• Capital One Travel will tell you when to book your flight, then keep watching the price for up to 10 days. If it drops, you’ll get up to $50 in travel credit to cover the difference
• ○ Complimentary Concierge Services* – Enjoy assistance 24 hours a day, from home and when you travel
• Extended Warranty* – Automatically doubles the original manufacturer’s warranty on eligible purchases made with this card
• MasterRental® Coverage* – Use your card to rent an eligible vehicle and you may be covered for physical damage and theft of the vehicle
• Master RoadAssist® Service* – Take advantage of 24-hour toll-free dispatch to help with services like towing, fuel delivery and more (fees apply)
• Price Protection* – If you find a lower price on an eligible new item purchased with this card within 120 days of purchase you may be reimbursed for the difference
• Mastercard ID Theft Protection™* – Available to help should you become the victim of Identity Theft •* Benefit available to accounts approved for the World Elite Mastercard product, subject to terms, conditions, and exclusions in the World Elite Mastercard Guide to Benefits. See Account Terms or Application Terms for more details

• For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

Rates & Fees

Card Details Page

Highlights

• Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
• Early Spend Bonus: Earn $50 when you spend $100 in the first three months
• Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
• Enjoy no annual fee, foreign transaction fees, or hidden fees
• Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
• Earn up to $500 a year by referring friends and family when they’re approved for a Capital One credit card
• Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal
• Build your credit with responsible card use
• Whether you’re at a 4-year university, community college or other higher education institution, this card might be an option for you

Further Details

• Monitor your credit profile with the CreditWise® tool, free for everyone**
• **Your CreditWise score is calculated using the TransUnion® VantageScore® 3.0 model, which is one of many scoring models used by lenders. It likely won’t be the same model your lender uses, but it is an accurate measure of your credit health
• Pick the monthly due date that works best for you
• Capital One Savor cardholders can use their rewards to shop millions of items at Amazon.com
• Capital One Savor cardholders can also use their rewards to redeem for digital or physical gift cards from 100+ merchants including Walmart, Lowes, Whole Foods and many more
• Capital One Savor cardholders can use their rewards on eligible purchases at millions of online stores when they check out with PayPal
• No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won’t expire for the life of the account and there’s no limit to how much you can earn
• Be automatically considered for a higher credit line in as little as 6 months
• With smart tools like price prediction, price matching and more, get Capital One Travel’s best prices on thousands of flights, hotels and rental cars
• Capital One Travel will tell you when to book your flight, then keep watching the price for up to 10 days. If it drops, you’ll get up to $50 in travel credit to cover the difference
• ○ Complimentary Concierge Services – Enjoy assistance 24 hours a day, from home and when you travel
• Price Protection* – If you find a lower price on a new item within 120 days of purchase you may be reimbursed for the difference
• Extended Warranty* – Automatically doubles the original manufacturer’s/store’s warranty on eligible purchases
• MasterRental® Coverage* – Use your card to rent an eligible vehicle and you may be covered for physical damage and theft of the vehicle
• Master RoadAssist® Service* – Take advantage of 24-hour toll-free dispatch to help with services like towing, fuel delivery and more (fees apply)
• Mastercard ID Theft Protection™ – Available to help should you become the victim of Identity Theft
• *Terms, conditions, and exclusions apply. Refer to your Guide to Benefits for more details

Rates & Fees

Card Details Page

Highlights

• No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you’re approved in seconds
• Put down a refundable $200 security deposit to get a $200 initial credit line
• Building your credit? Using a card like this responsibly could help
• Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
• You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
• Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
• Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
• Monitor your credit score with CreditWise from Capital One. It’s free for everyone

Further Details

• Fraud Coverage – $0 Fraud Liability for unauthorized charges
• ○ Emergency Card Services – If your credit card is lost or stolen, you can get an emergency card replacement and a cash advance, subject to available credit
• Mastercard ID Theft Protection™ – Available to help should you become the victim of Identity Theft

For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

Rates & Fees

Card Details Page

Highlights

• Earn unlimited 1.5% cash back on every purchase, every day
• Early Spend Bonus: Earn $50 when you spend $100 in the first three months
• Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
• Enjoy no annual fee, foreign transaction fees, or hidden fees
• Lock your card in the Capital One Mobile app if it’s misplaced, lost or stolen
• Earn up to $500 a year by referring friends and family when they’re approved for a Capital One credit card
• Build your credit with responsible card use
• Whether you’re at a 4-year university, community college or other higher education institution, this card might be an option for you

Further Details

• Monitor your credit profile with the CreditWise® tool, free for everyone**
• **Your CreditWise score is calculated using the TransUnion® VantageScore® 3.0 model, which is one of many scoring models used by lenders. It likely won’t be the same model your lender uses, but it is an accurate measure of your credit health
• Pick the monthly due date that works best for you
• Capital One Quicksilver cardholders can use their rewards to shop millions of items at Amazon.com
• Capital One Quicksilver cardholders can also use their rewards to redeem for digital or physical gift cards from 100+ merchants including Walmart, Lowes, Whole Foods and many more
• Capital One Quicksilver cardholders can use their rewards on eligible purchases at millions of online stores when they check out with PayPal
• No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won’t expire for the life of the account and there’s no limit to how much you can earn
• Be automatically considered for a higher credit line in as little as 6 months
• Earn 5% cashback on Capital One Entertainment through 12/31/25
• Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
• No Foreign Transaction Fees – You won’t pay a transaction fee when making a purchase outside of the United States
• With smart tools like price prediction, price matching and more, get Capital One Travel’s best prices on thousands of flights, hotels and rental cars
• Capital One Travel will tell you when to book your flight, then keep watching the price for up to 10 days. If it drops, you’ll get up to $50 in travel credit to cover the difference
• ○ Complimentary Concierge Services – Enjoy assistance 24 hours a day, from home and when you travel
• Monitor your credit profile with the CreditWise® tool, free for everyone**
• Price Protection* – If you find a lower price on a new item within 120 days of purchase you may be reimbursed for the difference
• Extended Warranty* – Automatically doubles the original manufacturer’s/store’s warranty on eligible purchases
• MasterRental® Coverage* – Use your card to rent an eligible vehicle and you may be covered for physical damage and theft of the vehicle
• Master RoadAssist® Service* – Take advantage of 24-hour toll-free dispatch to help with services like towing, fuel delivery and more (fees apply)
• Mastercard ID Theft Protection™ – Available to help should you become the victim of Identity Theft
• *Terms, conditions, and exclusions apply. Refer to your Guide to Benefits for more details

Rates & Fees

Card Details Page